What Considered Perfect?

IS 800 a perfect credit score?

Your 800 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional.

Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit.

21% of all consumers have FICO® Scores in the Exceptional range..

Is 700 a good credit score?

A 700 FICO® Score is Good, but by raising your score into the Very Good range, you could qualify for lower interest rates and better borrowing terms. A great way to get started is to get your free credit report from Experian and check your credit score to find out the specific factors that impact your score the most.

Does anyone have an 850 credit score?

The truth is, Americans with a perfect 850 FICO® Score do exist. In fact, 1.2% of all FICO® Scores in the U.S. currently stand at 850. Think of it as the alternate—and perhaps slightly less glamorous—1 percent. Of course, you don’t need a perfect score to access credit at the best terms and lowest interest rates.

What is a good FICO score to buy a car?

A credit score of 660 or up should get you a car loan at a good interest rate, and lower scores can still qualify.

Do rich people use credit cards?

On the surface, the rich appear to have little use for credit cards. After all, they have plenty of cash, and it’s probably accessible through a debit card that can be used anywhere a credit card can. But for a variety of reasons, some wealthy consumers turn to their credit cards on a daily basis.

How long does it take to get a 700 credit score from 500?

It will take about six months of credit activity to establish enough history for a FICO credit score, which is used in 90% of lending decisions. 1 FICO credit scores range from 300-850, and a score of over 700 is considered a good credit score. Scores over 800 are considered excellent.

Can you get a house with a 700 credit score?

FHA loan. FHA loans are generally intended for home buyers with lower credit, starting at 580. So they’re likely not best for someone with a 700 credit score. With a 700 score, you’re likely to qualify for a conventional loan with cheaper mortgage insurance and an even smaller down payment.

What is the perfect body shape?

Based on various studies, the ideal body shape is the hourglass type body shape. The amount of these qualities vary between culture and race, but as long as you hold an hourglass shape, then you have an ideal body shape. An hourglass shape has the following qualities: Shoulders smaller than the hips. Small waist.

What is the hardest credit card to get?

American Express Centurion CardWhy it’s one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

Which part of female body attracts the most?

Nearly half of the male respondents (46 percent) voted for the face as the most attractive feature of a female. This was followed by the butt (18 percent), hair (11 percent) and legs (9 percent).

What size is most attractive?

The majority of the men (nearly 86% of them) preferred a woman with a dress size 14 to 16. Only 10% said they prefer women between the size 8 and 10, and 4.2% of them said they prefer women sizes 20 or over.

What FICO score do car dealers use?

FICO® Score☉ 8 and 9. These are the latest generic FICO® scoring models. Although FICO® didn’t create these models specifically for auto lenders, they are widely used credit scores, and auto lenders may use a base FICO® Score when reviewing auto loan applications.

What credit card do billionaires use?

1. Chase Sapphire Reserve® Regarded as one of the best premium travel cards on the market, the Chase Sapphire Reserve® is in the pockets of millionaires and more modest cardholders alike.

How do I get an 800 credit score?

800 Credit Score Club Member HabitsPay on time all the time. … Be mindful of credit card balances. … Don’t close credit card accounts. … Only apply for credit when absolutely necessary. … Be realistic. … Make use of various account types. … Think long term. … Repeat your habits and track your progress.More items…

What is a good credit score for my age?

The average credit score in the U.S. is 680 based on the VantageScore model and 703 based on the FICO score model. That means the average American has a fair-to-good credit score….Average Credit Score by Age.Age GroupAverage Credit Score30 – 3967340 – 4968450 – 5970660 and above7491 more row•May 6, 2020

How accurate is Credit Karma?

Here’s the short answer: The credit scores and reports you see on Credit Karma come directly from TransUnion and Equifax, two of the three major consumer credit bureaus. The credit scores and reports you see on Credit Karma should accurately reflect your credit information as reported by those bureaus.

What’s higher than a black card?

The Mastercard® Gold Card™ is the highest-end card offered by Luxury Card, which offers three metal rewards cards. The other two are the Mastercard® Black Card™ (Review) and the Mastercard® Titanium Card™ (Review).

What is considered an excellent FICO score?

One of the most well-known types of credit score are FICO® Scores, created by the Fair Isaac Corporation. FICO® Scores are used by many lenders, and often range from 300 to 850. A FICO® Score of 670 or above is considered a good credit score, while a score of 800 or above is considered exceptional.

Is 786 a good credit score?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 786 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders’ better interest rates and product offers.

What is perfect body size for female?

The specific proportions of 36–24–36 inches (90-60-90 centimeters) have frequently been given as the “ideal”, or “hourglass” proportions for women since at least the 1960s (these measurements are, for example, the title of a hit instrumental by The Shadows).

Can I buy a house with a 750 credit score?

Your score is considered “very good” and can help you access loans that offer the most favorable borrowing terms. When it comes to getting a mortgage, a score of 750 or higher may impress lenders—but your credit score is not the only thing that impacts your approval and what your interest rate will be.